Open enrollment · Save up to 25% with family floater plans · 10,000+ network hospitals
Trusted by 2M+ members

Complete health
protection

Comprehensive coverage for you and your family. Affordable plans, 10,000+ network hospitals, and instant cashless claims — with 50+ years of trusted service.

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Insurance plans

Flexible coverage for every need

From individual protection to whole-family security. All plans include cashless claims and 24/7 support.

Basic

For individuals & students

$49/mo

  • $50,000 annual coverage
  • 500+ network hospitals
  • Cashless claims
  • Free annual checkup
Most popular

Premium

For families & couples

$99/mo

  • $150,000 annual coverage
  • 5,000+ network hospitals
  • Free ambulance service
  • OPD & specialist coverage
  • Maternity & newborn care
Best value

Elite

For extended families & seniors

$199/mo

  • $500,000 annual coverage
  • 10,000+ network hospitals
  • Wellness & gym perks
  • International coverage
  • Dedicated care manager
What’s covered

Comprehensive protection, zero surprises

From everyday checkups to major surgeries — we’ve got you and your family covered.

Hospitalization

Room charges, surgery, ICU, and medicines. Pre & post-hospitalization care up to 60 days.

Doctor Consultations

OPD visits, specialist consultations, and emergency care. Free annual preventive checkup.

Diagnostic Tests

Lab tests, X-rays, MRI, ultrasound. 20% discount on pathology at 1,200+ partner labs.

Medications

Prescribed medicines covered. Generic & branded options with home delivery.

Ambulance

Emergency road & air ambulance, fully covered. Up to $2,000 per trip.

Wellness Perks

Gym membership reimbursement, nutritionist access, and mental health support.

Maternity Care

Prenatal, delivery, and newborn care. Up to $15,000 coverage on Premium & Elite.

Dental & Vision

Annual dental cleaning, eye exam, and $500 toward glasses or contacts.

Why HealthCare+

Trusted by families for 50+ years

Instant Cashless Claims

Claim approved in 24 hours. Cashless at 10,000+ network hospitals — zero paperwork.

24/7 Multi-language Support

Customer service available around the clock in 12 languages. Real humans, not chatbots.

Secure & Private

Bank-grade encryption, ISO 27001 certified. Your health data is never sold or shared.

Member stories

Families protected, claims paid

“When my son needed emergency appendix surgery, HealthCare+ approved our cashless claim in under 2 hours. We walked out of the hospital owing $0. Worth every penny of the premium.”

Portrait of Rebecca Thompson

Rebecca Thompson

Premium plan · 4-year member

“My elderly parents are on the Elite plan. The dedicated care manager handled everything when my father had his hip replaced — hospital choice, claim, post-op rehab. We never filled out a single form.”

Portrait of Arjun Mehta

Arjun Mehta

Elite plan · 7-year member

“As a freelancer, I needed affordable individual coverage. The Basic plan covered a surprise $8,000 ER visit and the wellness perk reimbursed my gym membership. I upgraded to Premium the next year.”

Portrait of Olivia Bennett

Olivia Bennett

Premium plan · 3-year member

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